20SomethingFinance

In May, Sam’s club increased membership prices for both membership levels for the first time since October of 2022. The new prices are in line with what other membership clubs like Costco and BJ’s Wholesale charge (Costco’s fees are still higher at $65 and $130 per year after their most recent price increase) – but it’s never a great time to get a recurring price increase. Re...

This maximum HSA contribution overview has been updated with information for the 2026 and 2027 tax years. If you’ve been following this site, you know that I have long been a big fan of health savings accounts (HSAs) and have made the maximum annual HSA contribution when I was eligible to do so. There is good news on that front. The IRS has announced an inflation adjustment i...

This article has been updated to reflect the current new Series I bond rates for May, 2026 to November, 2026 period. The new I bond rate has been set at a composite 4.26% (up slightly from 4.03% APR in the prior 6-month period). The inflation rate had been declining in recent years, and the current rate is below the rate at the time I wrote my initial I bond overview a few ye...

Update: this offer was set to expire, but is still live as of June, 2026 (and looks to be extended to 6/30/26). Here’s an easy lucrative cash back offer for readers: the popular shopping portal site Rakuten (formerly “Ebates”), is currently offering a best ever $50 cash back referral welcome bonus for new users. New users must join via a Rakuten referral link from existing us...